As the pandemic draws to a close, many employees will continue to deal with the long-term effects and therefore do not know how to withstand the financial and social pressures of the new normal. As we prepare to recover from the pandemic, many employees are still grappling with ongoing financial issues, such as debt collection and even bankruptcy. To support this process, legal regimes can help employees cover the cost of legal aid – and ensure they are protected in all cases. Your EAP component is a great resource for legal services. In addition to a free telephone consultation, your EAP can refer you to a qualified lawyer who specializes in the type of law your legal problem requires. If you have any further questions, please contact your Component EAP Specialist or DHS Work-Life Balance Specialist at worklife@hq.dhs.gov for more information. MetLife Legal Plans is the market leader in group legal plans, serving more than 3,000 organizations. This includes more than 200 Fortune 500 companies®, all major accounting firms, and the world`s largest consulting firms. We have an excellent track record of serving our sponsors and their employees.
According to a recent survey of our legal plan sponsors, 99% of respondents were satisfied or very satisfied with the legal plan, and 93% said the legal regime is very manageable.2 If employees have access to legal benefits or even already have them, let employees know about this important benefit available to them. MetLife Legal Plans provides employees with easy-to-use and cost-effective legal services at no cost to your business. With a legal plan, you can add real value to your benefits plan by giving employees access to lawyers for many common legal issues they face, from starting a family to buying a home to caring for aging parents. Tailored to employee preferences: Today`s employees are looking for services tailored to their needs – and legal services are no exception. For example, even in the midst of a pandemic, employees prefer to hold face-to-face meetings with lawyers, especially if the issue is sensitive, according to MetLife`s findings. When it comes to resources for care challenges, 40% of employees say they would prefer to meet in person. This proportion was particularly high among women, with 48% saying they would like to be physically present with their lawyer to discuss legal issues. Fortunately, legal regimes provide access to support through a variety of channels – both in-person and remotely – that can help support the health and well-being of employees during this challenging time. About half of Americans face a legal problem every year. In the context of the pandemic, this number is only expected to increase as many overcome new legal hurdles for the first time – from terminating a lease to buying a new home to filing for bankruptcy.
These problems are not only stressful and time-consuming, but also incredibly expensive. Just consider that the typical price for an hour of legal advice is around $370. For employees who are unprepared, sudden legal issues can take a toll on their financial health, not to mention their mental well-being. If this voluntary benefit is becoming more and more popular, why should small businesses include it in their plans and how can they help employees learn more about it? This Legal Plan Coverage Summary is intended to provide a general and general overview of the covered services you will receive when you add Legal Expenses Insurance as a benefit with Legal Resources. Coverage may vary from organization to organization. According to MetLife`s new Legal Services Survey, 52% of employees have considered seeking legal advice since the start of the pandemic, and nearly one-third expect to spend more than $5,000 on these services. Unfortunately, these costly and time-consuming processes can often be crippling for many employees, with lasting effects on their mental and financial well-being. Fortunately, staff, armed with a legal plan, can breathe a sigh of relief knowing that they will be supported by this process. Legal services can be described by different names: legal services, legal assistance and legal insurance are just a few of them. If you offer an EAP and are considering adding a legal aid program, contact your EAP provider to make sure employees are not paying for duplicate benefits.
Voluntary legal benefits can be used by employees to solve many problems when they arise. Here are some common examples: Initial enrolment rates average between 6% and 8%. You will find that the number of registrations increases each year as satisfied employees discuss the value of the legal plan with their peers. Sometimes these initial consultations may be free for employees if their employer offers an Employee Assistance Program (EAP). A recent Benefits Pro article provided ideas on how to inform employees about the legal benefits available: In addition to changing demographics, an increasingly mobile workforce, workplace disruptions and cost pressures, these programs can become even more complicated due to constant legislative changes and related directives. including tax legislation, the Employee Retirement Income Security Act (ERISA). and various market conditions. To maintain compliant programs that add value to employees, it is important to stay on top of many changes that impact benefits programs. We provide standard communication equipment free of charge. We print the documents and send them to the sponsor for distribution to employees. We are also happy to help the sponsor create a link from their intranet to our website.
Our price does not include the cost of home mailings. Supports all ages and lifestyles: The past year has had a different impact on everyone, which undoubtedly plays a role in why an employee can apply for legal aid. For example, while 33% of men sought advice on financial matters, 32% of women sought advice on family responsibilities. In addition, millennials are more likely to be enrolled in legal services than older generations. In fact, legal plans ranging from adoption and reproductive assistance to nursing home agreements can cover a number of different areas affected by the pandemic. Legal benefits are one of the fastest growing voluntary benefits that small employers can add to their existing offerings. MetLife Legal Plans assigns your business an experienced account manager under the supervision of the Director of Plan Administration. The role of the account manager is to assist your business with employee training and communication, payroll and enrollment transfer, and ongoing plan management. Our account managers have extensive experience in assisting and assisting in the implementation and maintenance of legal plans. Financial assistance: Today`s employees seek legal advice for a variety of reasons, but financial issues are the main driver. According to MetLife`s survey, one in three employees seeking legal counsel do so for personal financial reasons, followed by family matters (26%), personal affairs (25%) and real estate matters (25%). Please note that employment-related issues are excluded from this benefit.
If an employee uses a network lawyer for the covered services, all attorney fees are covered by the legal plan. Advice and advice on an unlimited number of personal legal matters is also included. When an employee registers legally, they have a lawyer by their side for only a few cents a day. Payments are made conveniently and easily through payroll deductions. Take a look at the services available to plan members when providing legal resources as part of your benefits plan. Coverage may vary depending on the group of employers. Below are some of the most common services offered by our plan.